chapter 24 respectable

The director of the credit department was a middle-aged man with a somewhat bald head. When he saw a strange woman suddenly rush into the office, he quickly said, "Excuse me, what can I do?" "Hello, Mr. Campbell. I'm here to get a loan!" Perry confidently placed a stack of information on the table. Mr. Campbell frowned slightly. "If you'd like to apply for a loan, please go to the lobby downstairs." Perry replied, "The amount of the loan I want is relatively large, so you have to handle it in person." Mr. Campbell was a little confused. "How much do you plan to borrow?" Perry thought for a while and said, "It's not much. Just 50 million." 50 million? Mr. Campbell looked at her and then began to read the information on the table. But as soon as he took a second look, his expression suddenly changed. "Sorry, these things cannot be used as collateral." All of Perry's documents were either Summer Group mortgage documents or internal project approval documents with no value. "Mr. Campbell, I'm Perry Summer." Perry looked at the other party and smiled. "Do you know Zakary Lewis? I'm his girlfriend." In fact, Perry also knew that these things could not be used as collateral. The reason why she came here today was because she asked her boyfriend to find a connection here. "Zakary Lewis?" Mr. Campbell was stunned. "I don't know him. Does this have anything to do with the loan?" Perry looked confused. "Zakary, the heir of the Lewis family in Tythton City. Didn't they tell you in advance?" Mr. Campbell's expression suddenly dropped, and he said in a deep voice, "I'm sorry, Miss. First, I have never known the Lewis family." "Second, our Golden Banner Bank has strict regulations that prohibit all backdoor activities. I don't know the Lewis family. Even if I do, it won't work. Miss, please go back. I still have to work!" Perry immediately became anxious and said persistently, "But I just saw someone borrowing 15 million with a business license that still owed hundreds of thousands on the book. Let's do this. I don't want as much as 50 million. You just give me 15 million!" Mr. Campbell was speechless. "Security, send this lady away!" Several security guards walked in quickly, took Perry's arm, and dragged her outside. "What are you doing? Don't touch me... Mr. Campbell, I'm Perry, and my boyfriend is Zakary. Why don't you think about it carefully? I don't want 15 million, but only 5 million, okay? What are you doing? Let me go..." Mr. Campbell shook his head slightly, and then added toward the door, "If necessary, help this lady contact the mental hospital!" Meanwhile, Horacio and Gemma had returned home. "Horacio...is all this true? I still can't believe it." After Gemma came out of the bank, she still felt confused. All this was really unbelievable. With a business license that was in debt, a loan of 15 million was actually made! "Of course, it's true." Horacio smiled and said, "The bank just said that although this company is in debt, it has great potential, and your credit report is also very good. In addition, they are now striving for performance and increasing their loan strength. It’s not surprising. Golden Banner Bank is not short of money.” "But even if they're not short of money, they won't approve a loan so casually, right?" Gemma always felt that Horacio's reasons were too far-fetched, but after all, the contract was written in black and white. "And we only owe about 1 million in debt. Why do we need so much money? Should we pay back the remaining money later?" Gemma asked. Horacio suddenly became happy. "How can anyone think that the money is too little?" "And even if you only borrow one million, you still have to pay it back one day. You happen to have a company now, so why not use the remaining money as start-up capital to start the company first?" "I remember you mentioned to me before that your idea was to do something big, and now is just the opportunity." Gemma was slightly startled when she heard this, and a bright light suddenly flashed in her eyes. When she met Horacio five years ago, she was still a college student. At that time, she was high-spirited and very hardworking, and her dream was to do something big. But these five years of miserable life had long extinguished her former ambitions. Now, all she thought about every day was how to fill her stomach the next day. And Horacio's words seemed to rekindle the flame in her heart. "But... I'm still a little worried. If it fails..." Gemma said with some worry. "Why do you think so much?" Horacio smiled and stated, "I believe you will be able to establish the company, and you have no way out now. Do you want to pay back the one million by working part-time?" Gemma fell silent for a moment. Horacio was right. She seemed to have no way out now. Even if she only borrowed one million from the bank, she still had to pay it back. It was impossible to save so much money just by doing part-time jobs. "Okay, then I'll risk it all!" Gemma finally gritted her teeth and made up her mind. Horacio was pleased to see her expression, and she seemed like the high-spirited Gemma from five years ago. After finalizing the matter of opening a company, Horacio brought up the wedding again. "I've already thought about it. Why don't we hold the wedding next Friday? That day also happened to be Deborah's birthday, so we spent it together. " "What?" Gemma hesitated and asked, "Is this too hasty?" Horacio gently took Gemma's hand, looked into her eyes softly, and said with a smile, "I have been waiting for this day for five years, and now I can't wait for one more minute. I want to hold a grand wedding for you.” "Let everyone in the world know that you, Gemma, are my wife. I want you to be the happiest woman in the world. Gemma, are you willing?" Gemma's eyes were red, and there were tears in the corners of her eyes. She felt that all the hardships and grievances she had suffered in the past five years were worth it at this moment! "I do!" Gemma shed tears and nodded slightly. Then, the two mentioned that they would have to pay back the wages of 1 million to the workers tomorrow, but it would take a few days for the loan to be disbursed. "Let's do this. In the name of the company, I will go to some private lending institutions tomorrow to lend the money and pay the wages of the workers first." Horacio suggested, and Gemma nodded. "Well, it's not easy for them either. The salary has been in arrears for more than two years." "Okay, I'll do it tomorrow." The next day, Horacio found a private lending institution in the name of the company. Because he had a loan contract of 15 million from Golden Banner Bank, he got a loan smoothly. Horacio took a taxi and rushed there according to the address mentioned by those people yesterday. In a dilapidated shantytown in the suburbs, he saw the same people as yesterday again. "Sir, I was about to call you." A worker with dark skin and a stocky build said, "I just discussed it with my colleagues. It's not easy for you, and you are also a victim." "So we decided to record the money first, and we won't rush you. You will pay it when you have it, and you will pay as much as you can." "Although these are workers' hard-earned money, we can't push people to death. Just think that these two years have been in vain. You can tell the lady later so that she doesn't have any psychological pressure. We have already understood this. It has been difficult for her to take care of her child alone in the past few years." Horacio's heart was suddenly touched. All this money was earned with their hard work and sweat. The "lower class" group, despite being despised by the elites, spoke wise and powerful words that were truly astonishing. "Sir, please keep this card. There are 1.5 million on the card. The rest should be regarded as interest for the workers. The password is the middle six digits of the card number." Horacio handed over a bank card.