chapter 45 Empty joy

Gemma Summer looked puzzled, not understanding why Horacio Yoxall suddenly burst into laughter. Ding— At that moment, a text message suddenly arrived on her phone. Gemma Summer, upon reading the message, was unexpectedly shocked! Your bank card ending in 4662 has received 150 million dollars! "This…" Gemma Summer was momentarily dumbfounded. Horacio Yoxall chuckled, "When we applied for the loan initially, it was in your personal name. As for the company, it's just collateral. In simple terms, this 150 million dollars loan has nothing to do with the company." "I feel like I'm dreaming." Gemma Summer suddenly felt a bit surreal, and the emotional rollercoaster made it difficult for her to adapt. In joy and disbelief, she shook her head with a wry smile, "It seems that the Summer family is going to be disappointed again." A hint of playfulness appeared on Horacio Yoxall's lips, "I'm afraid it's not as simple as just disappointment!" At this moment, the Summer family was in high spirits. "Grandpa, with this 150 million dollars loan, not only is the bid guarantee settled, but the remaining money can also be used to develop the construction materials market. Thank you, Grandpa!" The members of the Summer family had radiant faces; this 150 million dollars was like a timely help for them. "Hehe, do you think I look like a god?" Perry Summer sat with her legs crossed, displaying an extremely proud expression. "Yes, yes, Perry, you're the hero this time!" "Thanks to Perry this time!" "Grandpa, I suggest giving Perry a substantial reward this time!" A group of younger members of the Summer family immediately began praising and flattering. Through this event, Perry Summer's future position in the company was limitless, and they had to quickly align themselves with her. "Quiet, everyone!" Ranjit Summer raised his head proudly, tapped the table with his fingers, cleared his throat, and said, "I now officially announce two things." "First, adding the 4.5 million dollars we have on hand, we currently have a total cash flow of 154.5 million.” "Take out 10.5 million dollars for the bid security of the industrial park tender, with the remaining 9 million dollars, reserve 1.5 million dollars as a reserve fund, and invest the remaining 7.5 million dollars entirely in the building materials market!" "Second!" Ranjit Summer turned his head, looked at Perry Summer and said with a gentle smile, "Appointing Perry as the Vice President of the Summer Group. Perry will be in charge of all matters related to investing in the construction materials market!" Upon hearing these words, Gemma Summer's eyes lit up with excitement. She quickly stood up and said, "Thank you, Grandpa. Please rest assured, I will not let Grandpa and everyone down. I promise to handle things well!" The rest of the Summer family congratulated Gemma Summer one after another, mixed with endless envy and jealousy. That was a cash flow of 7.5 million dollars, and the profit in the construction materials market was already substantial. Just for this project, Gemma Summer was sure to make a significant profit. After the meeting, Gemma Summer couldn't wait to contact several construction material suppliers, placed several large orders, paid the deposits, and waited for the loan to come through in a few days to make the final payment. In the following days, the entire Summer family was in high spirits, and Gemma Summer was in a state of floating on air, walking with her nose held high. Everything was ready, and they were waiting for the 150 million dollars loan to come through. However, after several consecutive days passed, there was still no movement in the account. Gemma Summer couldn't sit still any longer and hurriedly went to Golden Banner Bank. "Mr. Campbell!" Gemma Summer walked proudly into the office of the head of the credit department. Mr. Campbell was applying hair growth liquid to his bald head. When he saw Gemma Summer barging in, he couldn't help but frown. "What are you here for again?" As he spoke, Mr. Campbell instinctively moved his chair back a bit, looking at Gemma Summer with a cautious expression. The two had met once before, and in Mr. Campbell's eyes, this woman was considered a mental patient. "Mr. Campbell, I'm here to inquire about the loan." "I've already told you, the Summer Group is not qualified for a loan!" Mr. Campbell frowned, thinking, Why is this woman not done yet? "Mr. Campbell, you misunderstood. Tianyuan Construction obtained a loan of 150 million dollars from you last time, and I want to know when the money will be credited." Gemma Summer said, taking out the business license and equity transfer letter of Tianyuan Construction. She smiled, "I forgot to tell you, Tianyuan Construction has now returned to our Summer Group." Mr. Campbell carefully examined the business license and equity transfer letter, confirmed that there was no problem, and then slightly relaxed his guard, starting to check on the computer. "That loan was released a few days ago." Mr. Campbell saw the system display showing that the loan had been released a few days ago. "What? But the company's account still hasn't received any money?" Gemma Summer looked puzzled and quickly took out her phone, opened the company's account, and checked it. The balance was still zero. "The company's account?" Mr. Campbell also felt a bit confused. "That loan was taken in the name of an individual. The money should be deposited into the person's personal account. What does the company's account have to do with it?" Gemma Summer was stunned, and after a moment, her expression changed drastically. "What! In an individual's name! That's impossible. It was clearly done with the company's business license at that time. You must have made a mistake; check it again!" "There's no mistake. The system clearly shows it." Mr. Campbell also turned the monitor towards Perry Summer. Perry Summer fixed her gaze and saw that the 150 million dollars funds had indeed been transferred to Gemma Summer's account several days ago. Boom! Perry Summer instantly felt as if her head had exploded. "This is impossible! You must be mistaken. Why does that little wench Gemma Summer qualify for such a large loan? I demand an explanation, or else I'll..." Perry Summer was completely losing control, acting like a madwoman. "Security!" Mr. Campbell quickly called in the security personnel. "Immediately take the patient to the psychiatric hospital, find the best doctor, and I'll cover the expenses!" In the end, the Summer family indeed had Perry Summer (I think there was a mistake in name here) brought out of the psychiatric hospital. It wasn't that Mr. Campbell intentionally made things difficult, but he genuinely believed that Perry Summer was a serious mental and manic patient. "Perry, what's going on? What about that loan? When will it be disbursed?" Ranjit Summer was still primarily concerned about the loan. Perry Summer's hair was disheveled, and she looked like a madwoman, tears streaming down her face as she said, "Grandfather, we've been deceived by that little wench Gemma Summer again!" Next, Perry Summer recounted what had just happened. After Ranjit Summer listened, he felt his head buzzing, almost spitting out a mouthful of blood on the spot. "This can't be true, Perry, you must be joking with grandfather, right?" Ranjit Summer's whole body was trembling, unable to believe this reality, holding onto the last thread of hope. After receiving Perry Summer's final confirmation, Ranjit Summer felt his heart forcefully constrict, almost unable to catch his breath. If this matter was true, their losses wouldn't just be a futile effort. More importantly, they had already placed orders with several building material suppliers, paid over 1 million in deposits. If the final payment couldn't be made, that over 1 million would be a total loss!